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Insurance Services

Coldwell Banker Hearthside, Realtors is proud to recommend Newtown, Pa-based GMG Insurance Agency as your resource for homeowners insurance. GMG Insurance is a regional insurance brokerage that has been serving Pennsylvania for the past 85 years. Over the decades, the agency has gained the trust of clients throughout our local communities, having provided businesses and households with the highest quality in insurance products, asset protection and risk management solutions.

GMG Insurance offers a strong suite of personal, business, and employee benefits products, including Life and Health insurance. They have provided many of our customers with homeowners insurance, including first-time home buyers, families seeking to expand their nest, and retirees looking to downsize. Whatever stage you are in when it comes to your home-buying needs, GMG Insurance can provide you with an insurance program designed to safeguard you, your family, and assets today and into the future.

GMG professional advisors will conduct a thorough fact-finding to provide you with a detailed insurance presentation that's based on your input and their evaluations. What's more, they represent top-rated, financially strong insurance companies with which they will secure your coverage. These companies are also known for their responsive claims assistance and resolution.

Homeowners insurance consists of several key components to consider:

  • Property coverage on the structure: This will provide protection against perils such as fire, windstorm, theft, and vandalism. In determining how much coverage is needed, GMG Insurance will assess a number of variables to help you purchase the correct amount needed for proper protection, including whether you have a swimming pool, outside property structures, etc. They will help you assess the value of your property and what's needed to replace or rebuild in the event of a loss.
  • Personal Property coverage: In addition to insuring the structure itself, the value of your personal property, such as furniture, kitchen appliances, electronics, clothing, etc., is important when determining how much property coverage you need. GMG will discuss with you the options available, including insuring your personal property with replacement cost coverage so in the event of a loss there is no depreciation.

Moreover, some of your personal property, such as artwork, jewelry, antiques, and other collectibles, should be appraised and covered as scheduled items on the policy or possibly insured on a separate policy. The basic homeowners coverage provides a per limit amount for these items. GMG Insurance can review this with you in more detail.

  • Personal Liability: This valuable coverage includes: personal liability for you, your spouse, relatives living with you and persons under 21 in your care; protection against claims you are legally obligated to pay; payment of the cost of defending claims against you; and medical expenses of others injured on your property.
  • Additional Coverages: A Personal Umbrella policy is available to increase the liability limits under your homeowners (and auto) policy. This is especially important in today's litigious environment for protecting one's hard-earned assets. Flood insurance and earthquake coverage are also available, as they are not covered under homeowners insurance. Those who require additional limits that what a standard flood policy can also look to GMG Insurance to provide excess flood insurance.

You can contact GMG Insurance to discuss in detail your specific needs and to obtain a free, no obligation homeowners quote. Just fill out the form belowon the right.

Homeowners Address:
Karen Lewis
Karen Lewis - 215-867-3770